Ticoalu, Reynold Ari Renaldo (2019) PENGARUH CAPITAL ADEQUACY RATIO, GIRO WAJIB MINIMUM, LOAN TO DEPOSIT RATIO, NET INTEREST MARGIN, NON PERFORMING LOAN DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL TERHADAP RETURN ON ASSETS. Skripsi thesis, Universitas Mercu Buana Yogyakarta.